.otc-layout{gap:40px;margin:0 auto;display:flex}.otc-main{flex:1;min-width:0}.otc-sidebar{flex-shrink:0;width:260px}.otc-sidebar-wrapper{position:sticky;top:100px}.otc-sidebar__inner{background:#f0f8ff;border:1px solid #cce4ff;border-radius:12px;padding:20px}.otc-sidebar__title{letter-spacing:.08em;text-transform:uppercase;color:#1a6fca;border-bottom:1px solid #e5e7eb;margin:0 0 14px;padding-bottom:10px;font-size:11px;font-weight:700}.otc-sidebar__nav ol{margin:0;padding-left:0;list-style:none}.otc-sidebar__nav ol li{margin:0 0 8px}.otc-sidebar__nav ol li:last-child{margin:0}.otc-sidebar__nav ol li a{color:#1a1a2e;font-size:13px;font-weight:500;line-height:1.5;text-decoration:none;transition:color .2s;display:block}.otc-sidebar__nav ol li a:hover{color:#1a6fca}.otc-sticky-cta{box-sizing:border-box;text-align:left;background:linear-gradient(135deg,#369fff,#1a7de8);border-radius:12px;margin-top:16px;padding:28px 22px;font-family:inherit}.otc-sticky-cta .otc-sc-label{letter-spacing:1.5px;text-transform:uppercase;color:#fffc;margin-bottom:10px;font-size:13px;font-weight:700;display:block}.otc-sticky-cta .otc-sc-title{color:#fff;margin:0 0 10px;font-size:22px;font-weight:800;line-height:1.3}.otc-sticky-cta .otc-sc-text{color:#ffffffe6;margin:0 0 18px;font-size:15px;line-height:1.55}.otc-sticky-cta .otc-sc-btn{color:#1a7de8;text-align:center;box-sizing:border-box;background:#fff;border-radius:8px;width:100%;padding:15px 16px;font-size:16px;font-weight:800;text-decoration:none;transition:background .2s;display:block}.otc-sticky-cta .otc-sc-btn:hover{background:#f0f7ff}.otc-calc{background:#fff;border:1px solid #e2e8f0;border-radius:20px;margin:0 0 48px;padding:40px;box-shadow:0 4px 24px #0f1e3c0f}.otc-calc__title{color:#1a1a2e;margin:0 0 8px;font-size:24px;font-weight:800}.otc-calc__sub{color:#64748b;margin:0 0 32px;font-size:15px}.otc-row{grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px;display:grid}.otc-field{flex-direction:column;gap:6px;display:flex}.otc-field label{color:#475569;text-transform:uppercase;letter-spacing:.04em;font-size:13px;font-weight:600}.otc-field input,.otc-field select{color:#1a1a2e;-webkit-appearance:none;background:#f8fafc;border:2px solid #e2e8f0;border-radius:10px;outline:none;padding:12px 16px;font-size:16px;transition:border-color .2s}.otc-field input:focus,.otc-field select:focus{background:#fff;border-color:#1a6fca}.otc-field input::placeholder{color:#94a3b8}.otc-divider{background:#e2e8f0;height:1px;margin:28px 0}.otc-btn{color:#fff;cursor:pointer;letter-spacing:.02em;background:linear-gradient(135deg,#1a6fca,#1a7de8);border:none;border-radius:12px;width:100%;padding:16px;font-size:16px;font-weight:700;transition:transform .2s,box-shadow .2s;display:block}.otc-btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px #369fff4d}.otc-result{margin-top:28px;display:none}.otc-result.active{display:block}.otc-result__grid{grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:20px;display:grid}.otc-result__card{text-align:center;background:linear-gradient(135deg,#f0f7ff,#e8f4fd);border:1px solid #369fff1f;border-radius:14px;padding:20px}.otc-result__card--highlight{background:linear-gradient(135deg,#1a6fca,#1a7de8);border-color:#0000}.otc-result__card--highlight .otc-result__label,.otc-result__card--highlight .otc-result__value{color:#fff}.otc-result__label{color:#64748b;text-transform:uppercase;letter-spacing:.05em;margin-bottom:6px;font-size:12px;font-weight:600}.otc-result__value{color:#1a1a2e;font-size:28px;font-weight:800;line-height:1.1}.otc-result__breakdown{background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:20px 24px}.otc-result__breakdown-title{color:#1a1a2e;margin:0 0 12px;font-size:14px;font-weight:700}.otc-result__row{color:#475569;border-bottom:1px solid #f1f5f9;justify-content:space-between;padding:8px 0;font-size:14px;display:flex}.otc-result__row:last-child{color:#1a1a2e;border-bottom:none;font-weight:700}.otc-reset{color:#64748b;cursor:pointer;background:0 0;border:2px solid #e2e8f0;border-radius:10px;margin:16px auto 0;padding:10px 24px;font-size:14px;font-weight:600;transition:all .2s;display:block}.otc-reset:hover{color:#1a6fca;border-color:#1a6fca}.otc-content{margin:48px 0}.otc-content h2{color:#1a1a2e;margin:48px 0 16px;font-size:clamp(22px,3vw,28px);font-weight:800;line-height:1.3}.otc-content h3{color:#1a1a2e;margin:32px 0 12px;font-size:18px;font-weight:700}.otc-content p{color:#4a5568;margin:0 0 18px;font-size:16px;line-height:1.8}.otc-content ul,.otc-content ol{margin:0 0 18px;padding-left:24px}.otc-content li{color:#4a5568;margin-bottom:8px;font-size:15px;line-height:1.7}.otc-content a{color:#1d4ed8;text-decoration:none}.otc-content a:hover{text-decoration:underline}.otc-content strong{color:#1a1a2e}.otc-faq{margin:48px 0}.otc-faq h2{color:#1a1a2e;margin:0 0 24px;font-size:clamp(22px,3vw,28px);font-weight:800}.otc-faq__item{border:1px solid #e2e8f0;border-radius:12px;margin-bottom:12px;overflow:hidden}.otc-faq__item summary{color:#1a1a2e;cursor:pointer;justify-content:space-between;align-items:center;padding:16px 20px;font-size:16px;font-weight:600;list-style:none;display:flex}.otc-faq__item summary::-webkit-details-marker{display:none}.otc-faq__item summary h3{font-size:inherit;font-weight:inherit;color:inherit;margin:0;display:inline}.otc-faq__item summary:after{content:"+";color:#1a6fca;font-size:20px;font-weight:700;transition:transform .3s}.otc-faq__item[open] summary:after{content:"−"}.otc-faq__item p{color:#4a5568;margin:0;padding:0 20px 16px;font-size:15px;line-height:1.7}.otc-cta{text-align:center;background:linear-gradient(135deg,#369fff,#1a7de8);border-radius:12px;margin:48px 0 0;padding:40px}.otc-cta h2{color:#fff;margin:0 0 10px;font-size:clamp(22px,3vw,28px);font-weight:700;line-height:1.3}.otc-cta p{color:#ffffffe0;margin:0 0 24px;font-size:15px;line-height:1.6}.otc-btn-row{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.otc-btn-row a{border-radius:8px;font-size:15px;font-weight:700;text-decoration:none;transition:all .2s;display:inline-block}.otc-btn-row a.otc-btn--primary{color:#369fff;background:#fff;padding:13px 28px}.otc-btn-row a.otc-btn--ghost{color:#fff;background:0 0;border:2px solid #fff;padding:12px 28px}@media (max-width:991px){.otc-layout{flex-direction:column}.otc-sidebar{display:none}}@media (max-width:768px){.otc-calc{border-radius:16px;padding:24px 20px}.otc-row,.otc-result__grid{grid-template-columns:1fr}.otc-cta{padding:32px 20px}.otc-btn-row{flex-direction:column;align-items:center}.otc-btn-row a{text-align:center;box-sizing:border-box;width:100%;max-width:280px;padding:13px 16px}}.si-breadcrumbs{color:#111;text-align:left;margin-top:20px;padding:16px 0 0;font-size:13px}.si-breadcrumbs a{color:#1a6fca;text-decoration:none}.si-breadcrumbs a:hover{text-decoration:underline}.si-breadcrumbs span{color:#ccc;margin:0 8px}
